People Seriously Exaggerate How Much Credit Applications Impact FICO Scores

It’s no secret that FICO scores and other credit risk scores consider credit inquiries when calculating your credit scores. A credit inquiry, if you are not familiar with it, is a record of who pulled your credit report and on what date.

Understanding your credit score

Paying bills on time, and returning your library books, can improve a key credit number.

MGIC Investment Corporation Reports First Quarter 2012 Results

MILWAUKEE, April 23, 2012 /PRNewswire/ -- MGIC Investment Corporation (NYSE:MTG - News) today reported a net loss for the quarter ended March 31, 2012 of $19.6 million, compared with a net loss of $33.7 million ...

Eight Surprising Secrets About Your Credit Card

Paying a few days late won't ding your credit. Learn this and other secrets of playing your cards right.

Fitch Downgrades WM Covered Bond Program U.S. Covered Bonds to 'AA-'; Places on Watch Neg

Fitch Ratings has downgraded WM Covered Bond Program's outstanding EUR 4 billion mortgage covered bonds to 'AA-' from 'AA' and placed them on Rating Watch Negative. This downgrade follows the downgrade of the Issuer Default Rating of the program sponsor, JP Morgan Chase Bank N.A.