People Seriously Exaggerate How Much Credit Applications Impact FICO Scores

It’s no secret that FICO scores and other credit risk scores consider credit inquiries when calculating your credit scores. A credit inquiry, if you are not familiar with it, is a record of who pulled your credit report and on what date.

More Americans Have FICO Scores of 800+

Could this be a light at the end of the credit crisis tunnel? According to new research from Fair Isaac Corporation, the company responsible for FICO scores, the percentage of Americans with top-notch credit scores is the best it’s been since 2008. In addition, the number of people in the bottom tier of the credit [...]

Restoring your credit scores after filing for bankruptcy

The right steps to improve scores include a mix of credit and paying bills on time. But there's no way to quickly restore FICO scores to their old levels after a bankruptcy. Dear Liz : I had credit scores over 800 with no late payments ever. Unfortunately, a medical issue required me to charge $24,500 to a credit card. That led to a bankruptcy, which was discharged in July 2011. My scores ...

Is That Credit Score a FICO, or a FICO 8?

A FICO analysis that showed a rise in the proportion of people in the top tier of credit scores, used the latest version of its score, called FICO 8.

Bucks Blog: Is That Credit Score a FICO, or a FICO 8?

A FICO analysis that showed a rise in the proportion of people in the top tier of credit scores, used the latest version of its score, called FICO 8.